Best Travel Credit Cards in 2025 for Luxury Travel Rewards
Looking for top travel perks? Explore the best 2025 credit cards offering luxury travel rewards, airport lounge access, and exclusive upgrades.
By Kirk PepiNov. 26 2025, Published 10:00 a.m. ET
Travel reward credit cards let you earn points or miles on purchases, which you can then redeem for flights, hotels, and other bonuses. To get the most bang for your buck, you'll want one that unlocks premium experiences and credits without costing you too much in fees.
Bleu Magazine has compiled the best travel credit cards for 2025 below, as well as tips on what to look for and how to compare your options.
What To Look for in a Travel Reward Credit Card
Good travel credit cards offer the following rewards:
- Airport lounge access: Why wait in the main airport terminal when you can relax in a comfortable lounge with snacks and shower access?
- Elite hotel status: Choose a card that upgrades your status at big hotel chains like Marriott and Hilton.
- Transferable points: The best travel credit cards let you transfer points to airline and hotel loyalty programs.
- Luxury hotels: Some cards provide discounted rooms at glamorous hotels worldwide.
- Business class flights: Say goodbye to economy, and fly in style in business class.
- Travel credits: Reduce the cost of flights, hotel rooms, car rentals, and more.
- Global flexibility: If you're a world traveler, you'll want a card that lets you book international flights and hotels hassle-free.
Top Credit Cards for Luxury Travel Rewards 2025
Planning your next trip? Check out these cards for premium travel perks:
| Card | Perks | Annual Fee | Annual Percentage Rate (Interest) |
|---|---|---|---|
| Chase Sapphire Reserve | $300 annual travel credit Points for travel and dining Premium lounge access | $795 + $195 for each authorized user | 19.74%–28.24% variable APR |
| Capital One Venture X Rewards | $300 annual credit when booking through Capital One Travel Unlimited 10x miles on hotels and rental cars | $395 | 19.99-28.99% variable APR |
| Bank of America Travel Rewards | Unlimited 1.5 points for every $1 spent on all purchases No foreign transaction fees | No fee | 17.74%-27.74% variable APR after promotional period |
| Wells Fargo Autograph Journey | 5x points on hotels 4x points with airlines 3x points with restaurants | $95 | 19.74%, 25.74%, or 28.74% APR |
Finding the Right Card
Before applying for a travel credit card, weigh the benefits against annual fees and other costs. If a card's rewards seem too good to be true, the high interest rate could outweigh the value of perks if you carry a balance. Also, check how many points you'll actually receive when you use it for purchases. Some credit card companies only advertise specific promotional periods or bonus points earned on certain spending categories.
Websites like NerdWallet and The Points Guy let you compare credit card points, bonuses, interest rates, and more. Also, check out Bleu Magazine's guide to holiday spending.
